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Friday, November 15, 2013

What Is Obamacare?

The term 'Obamacare' is now a household word.  Our current President, Barak Obama, founded Obamacare/The Patient Protection and Affordable Care Act (PPACA)/The Affordable Care Act (ACA) and he signed this federal statute into law on March 23, 2010.  This statute was created with the intent of making drastic, yet beneficial changes to ensure that all United States citizens have healthcare and to make sure that it is affordable.  Such drastic changes in our healthcare system hasn't been seen since the advent of Medicaid and Medicare in 1965.

Many of us have had or still have health insurance of some kind.  Some people are satisfied with the healthcare plans they are used to, some are highly dissatisfied, while others don't seem to care or even know about what their healthcare plans offer.  President Barak Obama's mother died early as a result of complications from an illness that she could have recovered from had she been able to afford to pay for the medical treatment she needed.  His mother was simply unable to afford the high cost of the health insurance she needed and wasn't able to gain coverage due to the health insurance policy against her pre-existing medical condition.  Since the loss of his mother was so tragic, especially at such an early age, President Obama wants to make sure that no other family has to lose someone just because they don't have enough money for medical expenses.  He doesn't want any individual or family to have to sell their home, a car, liquidate their life insurance policies, forfeit a child's education, or become homeless in order to foot the hospital bills.

Obamacare's aim is to provide everyone with, not only healthcare that is available and affordable but, quality healthcare plans.  In other words, it doesn't make sense to have a plan that covers treatment for heart attacks, asthma, and broken limbs but not cancer or diabetes.  If you're covered for the former ailments but you are eventually diagnosed as having Type II diabetes or skin cancer, you're out of luck, especially if you make too much money to qualify for Medicaid or Medicare.  Every child and adult should have insurance coverage for all of their medical, dental, and vision needs and be able to get any specialized or alternative medical treatment without losing their shirt.

Obamacare is a stictly regulated healtcare system that allows individuals and families to choose free healthcare plans for those who qualify and affordable plans from both public and private insurance companies.

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